Multi-state fintech compliance, in one place.
Compliance tracking, regulatory-change monitoring, and exam & audit prep — together. Start the free 90-day trial to see exactly what applies to your entities and licenses.
Free for 90 days · No card on file · The trial is the tour
Four pillars, one workspace.
Stop juggling spreadsheets, separate regulatory-change subscriptions, and last-minute exam scrambles. NomisFile brings the categories that matter for multi-state fintech compliance into one place.
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Compliance tracking
Every license, every deadline, every state in one place. Obligations carry the source behind them so your team isn’t guessing what a date means.
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Reg watch
Regulatory changes that touch your license footprint, surfaced ahead of their effective date — with citations, human-reviewed, never autonomously rewriting your calendar.
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Exam & audit prep
Evidence accrues as you work, not the night before. When an examiner or auditor asks, the binder is already most of the way assembled.
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Governance & meetings
Recurring meetings arrive with an agenda auto-built from your obligations — updated as deadlines move, so the board pack is never the bottleneck.
Coverage, at the category level.
The categories every multi-state fintech operator already knows. The specifics that apply to your stack appear in your calendar after you start the trial.
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License renewals & bonds
Renewal windows and surety-bond cycles across the states you operate in — tracked together, not scattered across tabs.
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Net worth & financial filings
Per-state minimums and the periodic financial reports that prove you’re still above them.
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Material-event notices
Officer, control, and operational changes that trigger short-window notices — one workflow per event, every state at once.
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Federal AML obligations
The federal anti-money-laundering layer that sits on top of state activity — reporting, screening, and registration cycles.
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Exam & audit evidence
Filing history, completion records, and the evidence trail an examiner or auditor will ask for — assembled as you work.
Stop maintaining a spreadsheet per regulator.
One obligation, every jurisdiction you answer to — state and federal — one row to work from.
| Obligation | Coverage | Status |
|---|---|---|
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Board Review & Approval of BSA/AML Policy
Due in 9 days · Annual · recorded in board minutes
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Board-level
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On board agenda |
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UAAR — Uniform Authorized Agent Reporting
Due in 12 days · Quarterly · via NMLS
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Multistate · NMLS
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Drafting |
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AML Independent Review
Due in 47 days · Every 12–18 months
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Enterprise-wide
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Scheduling |
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Enterprise-Wide Risk Assessment
Due in 72 days · Annual
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All business lines
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In progress |
Upcoming rule changes, on your radar before they bite.
Reg watch surfaces upcoming regulatory effective dates against your license footprint, each carrying the source behind it. Human-reviewed — what’s changing, not autonomous calendar edits.
| Upcoming rule | Affected obligation | Your action |
|---|---|---|
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FinCEN — Beneficial Ownership (CDD) update
FinCEN publication — linked
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Customer Risk-Rating / CDD Refresh | Review & confirm |
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OFAC — SDN list update
Treasury / OFAC publication — linked
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OFAC Sanctions Program Review | Update screening rules |
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FFIEC — BSA/AML Exam Manual revision
FFIEC publication — linked
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AML Independent Review scope | Tracking |
Built for exam day.
When an examiner or auditor asks for months of evidence across every license you hold — the binder is already most of the way assembled.
- 1. Obligation calendar (by entity)
- 2. Filing history with timestamps
- 3. Source citations per obligation
- 4. Evidence register (owner, status, doc link)
- 5. Reg-watch change log
- 6. Findings & corrective action plan
Recurring meetings arrive with the agenda already built.
Every recurring meeting gets an agenda that’s already built — pulled from your live obligations and re-sorted as dates change.
- 1. Enterprise-Wide Risk Assessment — annual refresh status
- 2. AML Independent Review — scope & prior findings
- 3. UAAR — Q2 filing confirmation (quarterly)
- 4. BSA/AML Policy — board approval status
- 5. Open exam findings — remediation tracker
Cited, current, verifiable.
750+ obligation templates · 126 regulators · every obligation cited to the regulation behind it.
Every obligation in the library carries the regulation that requires it — the source citation, a link to that source, who you file with, how often, and how much lead time you need. Reg watch entries cite the regulator’s own publication. Verify any cite against its source, or read the public changelog — the library is intentionally auditable.
The specific obligations and citations that apply to your stack appear in your calendar once you start the trial.
- Citation
- The statute or administrative-code section
- Source URL
- A link straight to the regulator’s publication
- Filing channel
- Who you file with, and how
- Frequency
- How often the obligation recurs
- Lead time
- How early the workflow opens
- Confidence
- How thoroughly the citation has been reviewed
- Last reviewed
- When a human last looked at it
- Changelog
- What changed and when
Your sensitive documents never leave your storage.
The most sensitive evidence stays in your existing cloud storage. NomisFile holds the metadata, workflow, audit trail, and document references — not the documents themselves.
For the calendar, status, and process data we do hold: encrypted at rest, row-level tenant isolation, timestamped audit log of every action.
Read our security posture →Pricing
Solo
Free for 90 days, no credit card required
- 1 entity
- Full obligation library
- Bond tracking
- Reg watch — regulatory changes against your footprint
- Email reminders before deadlines
- 1 active user
90 days free · no card · keep your data
Pro
For compliance teams facing real examination cycles.
- 3 entities
- Everything in Solo
- Cross-regulator obligation mapping
- Exam & audit prep workspace
- Findings & corrective-action tracker
- Governance & meetings
- Up to 5 active users
- Priority support response
90 days free · no card · keep your data
Team
For multi-entity operators and scaled compliance teams.
- Up to 10 entities
- Everything in Pro
- Cross-entity dashboards
- Annual scorecard export
- Advanced audit trail
- Up to 20 active users
- Priority support within 1 business day
90 days free · no card · keep your data
Frequently asked questions
Is this $199 or $50K?
$199 solo, $599 teams, $1499 multi-entity. Free for 90 days, every tier. No demo required, no card on file. Enterprise GRC starts at $50K and needs months of configuration before it knows your stack. NomisFile is purpose-built for multi-state fintech compliance and ships ready on day one.
How is this different from tracking compliance in spreadsheets?
Spreadsheets track dates. They don’t roll up across entities, they don’t carry the source behind each filing, and they don’t assemble an exam binder from filing history plus citations plus evidence on demand. NomisFile gives you a single calendar across entities, obligations cited to their source, and one-click exam-and-audit export.
What happens when a rule changes in my footprint?
Reg watch surfaces upcoming regulatory effective dates against your license footprint, each carrying the source behind it. A human reviews every entry before it lands. You review the citation and decide whether to update your obligations — not the other way around.
What if a regulator I file with isn’t in the library yet?
The library covers 126 regulators today and grows every week. If a gap blocks your team in the trial, we add the citation and ship the template — that’s the moat. Trial-blocking gaps get prioritized — tell us what you need.
What about my evidence files — where do they live?
Your files stay in your existing cloud storage. NomisFile holds metadata, workflow, audit trail, and document references — not the documents themselves. For the calendar and process data we do hold: encryption at rest, row-level tenant isolation, timestamped audit log.